Business torrents

Data for St. Louis MSA headquartered commercial banks as of September 30, 2009.
Dollar figures are in thousands; ratios are in percent.

RankingNameTotal AssetsYear-To-Date (YTD) Average AssetsYTD Net IncomeAnnualized Net IncomeReturn on Average Assets*Total Equity CapitalTotal LoansNon-performing loansNon-performing Loans/ Total Loans **Tier 1 Leverage Ratio *** 1FIRST BK10,637,43010,522,316-256,430-341,821-3.25919,5017,776,340627,1418.067.20 2SOUTHWEST BK AN M&I BK6,466,9206,197,55917,59423,4530.38913,6053,345,80056,7651.707.98 3ENTERPRISE BK & TR2,490,5642,301,867-43,359-57,798-2.51203,8992,114,95544,9072.128.12 4FIRST NB OF ST LOUIS1,426,8301,524,36114,05018,7291.23158,8461,203,45211,2150.939.18 5RELIANCE BK1,423,1201,451,494-8,453-11,268-0.78135,5331,123,85563,5165.659.38 6BANK OF EDWARDSVILLE1,387,6841,299,6924,5226,0280.46124,911737,21124,5813.338.55 7MIDWEST BANKCENTRE1,060,8211,034,6584,9686,6220.64111,587661,4659,3641.4210.37 8STIFEL B&T969,825585,3141,0201,3600.2388,352369,4522,1440.589.84 9JEFFERSON B&TC884,577877,0856068080.0977,594682,19338,1345.598.80 10BANK OF WASHINGTON765,914768,3622,2853,0460.4083,934687,90924,2313.5210.46 11EAGLE B&TC OF MISSOURI750,205740,6924,0155,3520.7277,849531,6926,5921.249.54 12BUSINESS BK575,930543,4562,2893,0510.5661,355440,8018,5261.9311.07 13FIRST COLLINSVILLE BK557,546586,1612,8453,7920.6549,039467,6855,7671.238.12 14ST LOUIS BK554,682548,2363554730.0950,710437,04526,3096.029.30 15SOUTHERN COMMERCIAL BK526,056520,7101,6972,2620.4346,947343,33016,8934.928.94 16CASS COMMERCIAL BK503,744428,0563,7775,0351.1843,695435,5501,2320.289.38 17CITIZENS NB480,274481,4463,1094,1440.8646,885366,9343,2900.909.51 18TRUMAN BK470,457479,712-6,671-8,892-1.8540,738372,69841,42311.117.00 19FIRST NB IN STAUNTON467,039455,9954,8906,5181.4344,454272,8541,9710.728.21 20FRONTENAC BK459,834460,502-4,915-6,552-1.4238,366353,17828,4338.057.66 21ROYAL BK MO441,053447,3438441,1250.2538,682344,73011,6523.388.55 22PEOPLES B&TC403,915413,126-7,588-10,115-2.4529,736303,55514,9314.927.25 23FIRST COUNTY BK368,923386,7912,7733,6960.9632,078325,2809550.298.25 24LINDELL B&TC363,427349,9127,58810,1152.8968,021196,5683,1811.6216.66 25SAINT JOHNS B&TC337,893341,094-4,806-6,406-1.8830,031246,3036,5852.678.69 26ROCKWOOD BK330,618342,812-1,467-1,956-0.5738,587270,03416,8216.2311.59 27FIRST NB OF WATERLOO306,812277,0211,3401,7860.6429,219147,3272,5761.759.50 28GERMANTOWN T&SB302,825305,0185,1716,8932.2641,808127,465890.0712.48 29CARLINVILLE NB293,016269,3711,2461,6610.6225,639198,3492,9611.498.02 30BANK OF SULLIVAN288,011290,8077219610.3329,457234,5784,7542.039.94 31LIBERTY BK279,349270,5181,3541,8050.6731,850152,2511,9061.258.91 32UNITED BK OF UNION266,385273,7002,4213,2271.1823,471203,4644,6292.288.46 33BANK OF O’FALLON252,378248,6512,1822,9091.1736,931179,5693640.2014.40 34BREMEN B&TC238,279243,7503765010.2121,793170,6037,5804.448.85 35CITIZENS CMNTY BK231,684235,3554956600.2823,499154,8191,5901.0310.16 36BANK OF FRANKLIN CTY218,082217,9752463280.1522,034169,7837,6174.499.98 37BANK OF OLD MONROE206,886200,6531,7042,2711.1323,050116,1402,9502.5411.82 38CHAMPION BK204,136218,628-8,823-11,761-5.3812,912154,51729,76919.276.07 39UNICO BK200,769196,6962,4683,2901.6718,269113,4303890.348.44 40BRADFORD NB198,476192,8411,3831,8440.9615,194110,1948840 pay day loans.807.22 41FIRST ST BK OF ST CHARLES184,430182,6091,0091,3450.7430,559132,3081,7271.3116.46 42BELGRADE ST BK180,995182,0426939240.5117,396143,1823410.249.37 43CITIZENS BK178,882175,3802773690.2120,354147,3236,8114.6211.54 44COMMUNITY FIRST BK174,819172,6261,8502,4661.4316,421153,1512700.189.41 45COMMERCIAL BK174,164182,878-1,457-1,942-1.0614,303129,6334,5273.497.60 46FARMERS & MERCHANTS BK173,517175,5197551,0060.5715,945130,7288050.629.02 47TRIAD BK170,831164,6693104130.2517,116129,0309110.719.69 48NEW FRONTIER BK156,234156,9975847780.5014,396118,5682,4192.048.48 49PARKSIDE FNCL B&T149,028120,929-811-1,081-0.8916,556114,33000.0011.09 50MISSOURI BK THE146,377145,3091,7352,3131.5914,368113,3291800.169.73 51CONCORD BK144,056158,836-677-902-0.5714,229114,9184,5323.949.30 52FIRST NB140,754144,4811,1751,5661.0817,93368,8858231.1912.57 53MERAMEC VALLEY BK134,584139,962-617-822-0.5911,322107,0963,5723.347.91 54FORTUNEBANK131,944133,7163775030.3812,190103,5833,8323.708.48 55JERSEY ST BK123,448125,0159771,3021.0413,71253,9812,2564.1810.38 56STATE BK OF WATERLOO123,238119,814-30-40-0.039,94185,9463,3513.907.77 571ST ADVANTAGE BK121,339124,680-779-1,038-0.8310,273101,9185,5575.458.05 58FARMERS ST BK OF HOFFMAN120,623120,1201,0341,3781.1517,54557,2304000.7013.72 59WESTBRIDGE BK & TR CO111,205125,105-3,690-4,919-3.934,53886,2104,3935.103.77 60BANK OF KAMPSVILLE91,78391,6057229621.0512,53157,9192080.3612.76 61BANK STAR73,80574,686991320.187,51061,6905010.819.82 62BANK OF BELLEVILLE73,02673,375-808-1,077-1.476,20163,37100.008.30 63VILLAGE BK69,74069,5103354470.646,49852,3271,0442.009.20 64COMMUNITY BK OF TRENTON68,45167,2994956600.988,19847,9107821.6311.42 65BANK OF CALHOUN COUNTY64,06661,6403014010.656,45141,1111,7274.207.66 66MIDWEST RGNL BK63,56353,266-1,080-1,440-2.709,67241,7671280.3111.83 67SUPERIOR BK59,14959,2028110.026,04949,0462,0994.289.62 68SILEX BKG CO57,93957,8723324430.769,37429,46800.0015.93 69BANK OF HILLSBORO54,29052,72658770.154,82919,946460.238.81 70CITIZENS ST BK53,64453,1683915210.984,96128,5701550.547.08 71FIRST CMNTY ST BK49,54949,7174055401.094,45043,348140.039.15 72FIRST ILLINOIS BK48,81045,6186168211.805,7028,210170.2111.74 73STATE BK OF ST JACOB46,42844,4697369812.216,93327,5101410.5114.59 74COLUMBIA NB39,98739,7611832440.614,90724,8641,0034.0311.73 75BANK OF MODESTO36,46837,7871772360.623,71420,8851,0565.068.73 76FMB BK33,53837,123-105-140-0.383,35122,0774502.048.86 77GATEWAY BK26,88230,126-2,840-3,786-12.57-87520,2431,3426.63-2.98 78FARMERS ST BK18,15518,07260800.442,9564,89900.0016.21 79CHESTERFIELD ST BK15,41315,8121742321.471,6149,8342692.7410.19 Sums42,477,52341,413,253-239,204-318,8594,314,18429,409,7021,222,306
* Bank profits as a percent of assets. In good times, the figure is usually above 1 percent.

** The percentage of loans upon which payment is very delinquent. The lower the number, the better.

*** A measure of a bank’s capital adequacy. The number must be at 5 percent of better for the bank to be considered "well capitalized."

NOTE: Data doesn’t include information on banks headquartered outside the St. Louis area, such as U.S. Bank or Bank of America.

Source